Accommodation Guest Insurance

Accommodation Guest Insurance is not only a legal requirement, but also a hallmark of high service standards and genuine care for the well-being of your guests. With Bromar as your insurance broker, you can achieve this standard efficiently and effectively, ensuring access to the best insurance options that protect your guests and guarantee their security and comfort during their stay.

What Does Guest Personal Accident Insurance include?

Accommodation Guest Insurance provides financial protection in the event of accidents, injuries, illnesses, or other unforeseen events that may affect guests during their stay. This type of insurance typically covers medical expenses, compensation in the event of disability, and may also include coverage in the case of accidental death.

Why Is It Important to Insure Guests?

Legal Requirement

Montenegrin law requires that accommodation facilities such as hotels and apartments provide insurance for their guests. This requirement ensures a basic level of protection for guests in the event of accidents or illness.

Reputation Protection

By providing insurance, accommodation facilities demonstrate a strong commitment to guest safety and comfort, which can enhance their reputation and increase guest satisfaction. Guests feel more secure, and protected knowing they are insured during their stay.

Financial Stability

Insurance protects not only the guests, but also the property owner from potential financial losses that may arise due to guest accidents or illnesses, covering costs that would otherwise be the responsibility of the property owner.

How can Bromar Help?

1. Step-by-Step Policy Review and Selection

Bromar uses its extensive expertise and resources to compare various insurance proposals, enabling you to quickly and easily select the option that best aligns with your needs and budget. We assist you in finding a policy that provides optimal protection for your guests all under the most favorable terms.

2. Custom Policy Design

Recognizing that each property has its own unique needs, Bromar provides expert advice on customized insurance policies that can be adjusted to suit the specific requirements of your property.

3. Ongoing Expert Support

Our team of experts is ready to assist you with any questions and to offer guidance on best practices for guest insurance. With Bromar by your side, you will be fully informed about all your coverage options and the steps to take should you ever need to file a claim.