Under Montenegrin regulations, all public transport operators including taxis, car rentals, buses, and passenger vessels are required to provide insurance coverage for their passengers. This insurance is crucial for protecting both passengers and operators in case of accidents or unexpected events. As your reliable insurance partner, Bromar is here to help you select the right policy that fulfills all legal obligations and ensures the necessary protection for your business.
What Does Passenger Insurance in Public Transport Cover?
Passenger insurance protects against financial losses arising from accidents that could cause passenger injuries or, in the most serious cases, fatalities. The coverage includes:
Medical Expenses
Reimbursement for the costs of medical treatment resulting from injuries sustained during transport.
Disability and Death Benefits
The insurance policy provides compensation in case of permanent disability or accidental death.
Third Party Liability
If a passenger causes damage to a third party, the policy covers liability costs.
Why Is it Important To Have This Type of Insurance?
Legal Requirement
All public transport operators in Montenegro are legally required to insure their passengers, ensuring a basic level of protection for all parties involved.
Protection Against Financial Loss
In the event of a traffic accident, insurance covers substantial medical expenses and possible liability claims, protecting the business from significant financial losses.
Enhancing Passenger Confidence
When passengers are aware that they are insured, they feel more secure and satisfied with the service. This can greatly enhance the reputation and competitive advantage of your transport business.
How Can Bromar Help?
1. Side by Side Policy Review
With our extensive experience and broad network, Bromar reviews insurance proposals from different insurance companies to find the best and most suitable insurance options that fulfill legal requirements and align with your business objectives.
2. Custom Policy Design
Each vehicle and service has its own specific needs, so we arrange insurance policies customized for the individual profile of your vehicles and the scope of your transport activities.
3. Ongoing Expert Support
Our team is dedicated to providing continuous support and expert advice, making the insurance process simple and ensuring you have a complete understanding of all aspects of your policy.
