Insurance for passengers in public transport

If you own a taxi or a rental car, bus or vessel for transport of passengers, you are are obliged to insure passengers in public transport.

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The legal requirement for passenger insurance in public transport in Montenegro mandates that all transport providers, including taxi services, car rental companies, buses, and vessels, must insure their passengers. This insurance provides necessary protection for both passengers and carriers in case of accidents or other unforeseen events. Bromar, as your trusted insurance partner, is available to help you find the optimal policy that will meet all legal requirements and ensure necessary safety.

 

What Does Public Transport Passenger Insurance Cover?

Passenger insurance covers protection from the financial consequences of accidents that may result in injuries or, in the worst case, the death of passengers. Coverage details include:

Medical Costs

The insurance covers the costs of treating injuries sustained during transport.

Disability and Death 

The insurance policy provides compensation in case of permanent disability or death.

Liability to Third Parties 

If a passenger causes damage to a third party, the policy covers liability costs.

 

Why Is This Insurance Important?

Legal Requirement

All transport providers in Montenegro are legally required to insure their passengers, ensuring a basic level of protection for all involved parties.

Protection from Financial Risks

In the event of a traffic accident, insurance covers the high costs of treatment and potential compensation claims, protecting the business from significant financial expenditures.

Increasing Passenger Confidence

When passengers know they are insured, they feel safer and more satisfied with the service, which can significantly improve the reputation and competitiveness of your transport business.

 

How Can Bromar Help?

1. Comparing Offers

Using its extensive experience and contacts, Bromar analyses and compares offers from various insurance companies to provide you with the most cost-effective and appropriate insurance options that meet legal requirements and your business needs.

2. Customised Policies

Each mode of transport and service is specific, so we offer customised policies that suit the specifics of your vehicle and type of transport.

3. Professional Support

Our team offers continuous support and advice to ensure the insurance process is as simple as possible and that you are fully informed about all the details of your policy.