{"id":2949,"date":"2023-08-25T21:04:06","date_gmt":"2023-08-25T19:04:06","guid":{"rendered":"https:\/\/bromar.me\/types-of-insurance\/liability-insurance-for-travel-agencies\/"},"modified":"2025-09-24T11:10:05","modified_gmt":"2025-09-24T09:10:05","slug":"liability-insurance-for-travel-agencies","status":"publish","type":"page","link":"https:\/\/bromar.me\/en\/types-of-insurance\/liability-insurance-for-travel-agencies\/","title":{"rendered":"Travel Agency Liability Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2949\" class=\"elementor elementor-2949 elementor-634\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23cf01e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"23cf01e\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d2e4ca8\" data-id=\"d2e4ca8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-09ac236 elementor-widget elementor-widget-text-editor\" data-id=\"09ac236\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.23.0 - 23-07-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><p>Comply with your obligations as set out in Article 17 of the Tourism and Hospitality Law, ensuring legal requirements are met in the most advantageous and convenient manner.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4ee8f8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4ee8f8\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7dc3352\" data-id=\"7dc3352\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07f85ed elementor-widget elementor-widget-jet-form-builder-form\" data-id=\"07f85ed\" data-element_type=\"widget\" data-widget_type=\"jet-form-builder-form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style id=\"jet-form-builder-3184-inline-css\"><\/style><form class=\"jet-form-builder layout-column submit-type-reload\" action=\"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2949\/?jet_form_builder_submit=submit&amp;method=reload\" method=\"POST\" data-form-id=\"3184\" data-layout=\"column\" enctype=\"multipart\/form-data\">\r\n<input type=\"hidden\" id=\"_wpnonce\" name=\"_wpnonce\" value=\"6d0dfd9016\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/2949\" \/><input type=\"hidden\" class=\"jet-form-builder__field hidden-field\" name=\"_jet_engine_booking_form_id\" value=\"3184\" data-field-name=\"_jet_engine_booking_form_id\">\r\n<input type=\"hidden\" class=\"jet-form-builder__field hidden-field\" name=\"_jet_engine_refer\" value=\"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2949\/\" data-field-name=\"_jet_engine_refer\">\r\n<input type=\"hidden\" class=\"jet-form-builder__field hidden-field\" name=\"__queried_post_id\" value=\"2949\" data-field-name=\"__queried_post_id\">\r\n<div class=\"jet-form-builder-progress-pages jfb-progress-type--default jet-form-builder-progress-pages--global\" data-type=\"default\">\t<div class=\"jet-form-builder-progress-pages__item--wrapper active-page\" data-page=\"1\">\r\n\t\t<div class=\"jet-form-builder-progress-pages__item\">\r\n\t\t\t<div class=\"jet-form-builder-progress-pages__item--circle\">1<\/div>\r\n\t\t\t<div class=\"jet-form-builder-progress-pages__item--label\">Next<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t<div class=\"jet-form-builder-progress-pages__separator\"><\/div>\r\n\t\t\t<\/div>\r\n\t\t<div class=\"jet-form-builder-progress-pages__item--wrapper\" data-page=\"2\">\r\n\t\t<div class=\"jet-form-builder-progress-pages__item\">\r\n\t\t\t<div class=\"jet-form-builder-progress-pages__item--circle\">2<\/div>\r\n\t\t\t<div class=\"jet-form-builder-progress-pages__item--label\">Last Page<\/div>\r\n\t\t<\/div>\r\n\t\t\t<\/div>\r\n\t<\/div><div class=\"jet-form-builder-page \" data-page=\"1\">\r\n<div class=\"jet-form-builder-row field-type-text-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Full name of the Company: <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__field-wrap\">\r\n\t<input required=\"required\" name=\"naziv_firme\" id=\"naziv_firme\" type=\"text\" data-field-name=\"naziv_firme\" class=\"jet-form-builder__field text-field\">\r\n\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder-row field-type-text-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Email address: <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__field-wrap\">\r\n\t<input required=\"required\" name=\"email_adresa\" id=\"email_adresa\" type=\"email\" data-field-name=\"email_adresa\" class=\"jet-form-builder__field text-field\">\r\n\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder-row field-type-text-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Phone number: <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__field-wrap\">\r\n\t<input required=\"required\" name=\"broj_telefona\" id=\"broj_telefona\" type=\"text\" data-field-name=\"broj_telefona\" class=\"jet-form-builder__field text-field\">\r\n\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder__next-page-wrap\">\r\n\t\t\t\t\t<button class=\"jet-form-builder__next-page\" type=\"button\">Next<\/button>\r\n\t<\/div>\n<\/div>\r\n\n<div class=\"jet-form-builder-page jet-form-builder-page--hidden\" data-page=\"2\">\r\n\n\n<div class=\"jet-form-builder-row field-type-radio-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Your agency is: <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__fields-group checkradio-wrap\">\t\t<div class=\"jet-form-builder__field-wrap radio-wrap checkradio-wrap\">\r\n\t\t\t\t\t\t<label class=\"jet-form-builder__field-label for-radio\">\r\n\t\t\t\t<input\r\n\t\t\t\t\t\ttype=\"radio\"\r\n\t\t\t\t\t\tname=\"agent_posrednik\"\r\n\t\t\t\t\tclass=\"jet-form-builder__field radio-field checkradio-field\"\t\t\t\t\t\tvalue=\"Sub agent\"\r\n\t\t\t\t\t\tdata-field-name=\"agent_posrednik\"\r\n\t\t\t\t\t required=\"required\"\t\t\t\t>\r\n\t\t\t\t<span>Sub agent<\/span>\r\n\t\t\t<\/label>\r\n\t\t<\/div>\r\n\t\t\t\t<div class=\"jet-form-builder__field-wrap radio-wrap checkradio-wrap\">\r\n\t\t\t\t\t\t<label class=\"jet-form-builder__field-label for-radio\">\r\n\t\t\t\t<input\r\n\t\t\t\t\t\ttype=\"radio\"\r\n\t\t\t\t\t\tname=\"agent_posrednik\"\r\n\t\t\t\t\tclass=\"jet-form-builder__field radio-field checkradio-field\"\t\t\t\t\t\tvalue=\"Intermediary\"\r\n\t\t\t\t\t\tdata-field-name=\"agent_posrednik\"\r\n\t\t\t\t\t required=\"required\"\t\t\t\t>\r\n\t\t\t\t<span>Intermediary<\/span>\r\n\t\t\t<\/label>\r\n\t\t<\/div>\r\n\t\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder-row field-type-radio-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Your agency is: <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__fields-group checkradio-wrap\">\t\t<div class=\"jet-form-builder__field-wrap radio-wrap checkradio-wrap\">\r\n\t\t\t\t\t\t<label class=\"jet-form-builder__field-label for-radio\">\r\n\t\t\t\t<input\r\n\t\t\t\t\t\ttype=\"radio\"\r\n\t\t\t\t\t\tname=\"novoosnovana_produzenje\"\r\n\t\t\t\t\tclass=\"jet-form-builder__field radio-field checkradio-field\"\t\t\t\t\t\tvalue=\"Newly established\"\r\n\t\t\t\t\t\tdata-field-name=\"novoosnovana_produzenje\"\r\n\t\t\t\t\t required=\"required\"\t\t\t\t>\r\n\t\t\t\t<span>Newly established<\/span>\r\n\t\t\t<\/label>\r\n\t\t<\/div>\r\n\t\t\t\t<div class=\"jet-form-builder__field-wrap radio-wrap checkradio-wrap\">\r\n\t\t\t\t\t\t<label class=\"jet-form-builder__field-label for-radio\">\r\n\t\t\t\t<input\r\n\t\t\t\t\t\ttype=\"radio\"\r\n\t\t\t\t\t\tname=\"novoosnovana_produzenje\"\r\n\t\t\t\t\tclass=\"jet-form-builder__field radio-field checkradio-field\"\t\t\t\t\t\tvalue=\"Existing\"\r\n\t\t\t\t\t\tdata-field-name=\"novoosnovana_produzenje\"\r\n\t\t\t\t\t required=\"required\"\t\t\t\t>\r\n\t\t\t\t<span>Existing<\/span>\r\n\t\t\t<\/label>\r\n\t\t<\/div>\r\n\t\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder-row field-type-checkbox-field\">\r\n\n<div  class=\"jet-form-builder__label\">\r\n<div  class=\"jet-form-builder__label-text\">Terms and conditions <span class=\"jet-form-builder__required\">*<\/span><\/div><\/div><div class=\"jet-form-builder__fields-group checkradio-wrap\">\t\t<div class=\"jet-form-builder__field-wrap checkboxes-wrap checkradio-wrap\">\r\n\t\t\t\t\t\t<label class=\"jet-form-builder__field-label for-checkbox\">\r\n\t\t\t\t<input\r\n\t\t\t\t\t\ttype=\"checkbox\"\r\n\t\t\t\t\t\tname=\"uslovi_koriscenja\"\r\n\t\t\t\t\tclass=\"jet-form-builder__field checkboxes-field checkradio-field\" required=\"required\"\t\t\t\t\t\tvalue=\"prihvatam\"\r\n\t\t\t\t\t\tdata-field-name=\"uslovi_koriscenja\"\r\n\t\t\t\t\t\t\t\t\t>\r\n\t\t\t\t<span>I agree that bromar.me can obtain offers from all insurance companies on my behalf, as well as that I have read and accepted the rules and conditions of use and protection of personal data<\/span>\r\n\t\t\t<\/label>\r\n\t\t<\/div>\r\n\t\t<\/div>\n<\/div>\r\n\n\n<div class=\"jet-form-builder-row field-type-submit-field\">\r\n\n\t<div data-type=\"submit\" class=\"jet-form-builder__action-button-wrapper jet-form-builder__submit-wrap has-prev\">\r\n<button type=\"button\" class=\"jet-form-builder__prev-page\" data-to-page=\"1\">Back<\/button>\t<button class=\"jet-form-builder__action-button jet-form-builder__submit submit-type-reload\" type=\"submit\">Submit<\/button>\r\n\t<\/div>\r\n\t\n<\/div>\r\n<\/div>\r\n\t\t<input type=\"hidden\" class=\"captcha-token\" name=\"_captcha_token\" value=\"\">\r\n\t\t\t<div class=\"jet-form-builder-messages-wrap\" data-form-id=\"3184\"><\/div>\r\n<\/form>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f75b4d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f75b4d\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e35e2b6\" data-id=\"e35e2b6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17772b5 elementor-widget elementor-widget-text-editor\" data-id=\"17772b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"elementor-element elementor-element-2f3bb3a elementor-widget elementor-widget-text-editor\" data-id=\"2f3bb3a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><div class=\"ue-text\"><div class=\"flex flex-grow flex-col max-w-full\"><div class=\"min-h-[20px] text-message flex flex-col items-start whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 juice:w-full juice:items-end overflow-x-auto gap-2\" dir=\"auto\" data-message-author-role=\"assistant\" data-message-id=\"8fec2dd3-2723-4bb8-a829-b99591aa9731\"><div class=\"flex w-full flex-col gap-1 juice:empty:hidden juice:first:pt-[3px]\"><div class=\"markdown prose w-full break-words dark:prose-invert light\"><p>Liability insurance is a crucial requirement for travel agencies to meet the obligations specified in Article 17 of the Law on Tourism and Hospitality in Montenegro. This type of insurance protects both clients and the travel agency against possible financial losses arising from failure to deliver agreed services or other liabilities. We will assist you in obtaining your agency\u2019s insurance in a simple and cost-effective manner, ensuring full compliance with all legal norms.<\/p><h2>\u00a0<\/h2><h2>What Does Travel Agency Liability Insurance Cover?<\/h2><p>Travel agency liability insurance provides protection against a variety of risks related to the arrangement of travel, such as:<\/p><h3>Failure to Fulfill Contractual Obligations<\/h3><p>Insurance covers financial losses arising from the agency\u2019s inability to deliver services as agreed, or from organizational errors and omissions*.<\/p><h3>Third Party Liability<\/h3><p>Provides coverage for claims made by third parties such as tourists, or business partners for damages resulting from the actions or *negligence of the travel agency.<\/p><h3>Legal Expenses<\/h3><p>Includes coverage for legal expenses incurred in the event of lawsuits or legal disputes.<\/p><h2>\u00a0<\/h2><h2>Legal Requirement and Role of Liability Insurance<\/h2><p>Under Article 17 of the Law on Tourism and Hospitality, travel agencies in Montenegro must have liability insurance. This coverage is designed* to protect clients if contracted services are not delivered, and to shield the agency from financial losses. By maintaining adequate liability insurance, agencies reinforce their commitment to high professional standards and enhance their reputation for reliability among clients.<\/p><h2>Benefits of Liability Insurance for Travel Agencies<\/h2><h3>Protecting Financial Stability<\/h3><p>By having liability insurance, agencies can protect their financial health and avoid large expenses if a compensation claim arises.<\/p><h3>Reputation Management<\/h3><p>Agencies that carry robust insurance coverage are perceived as reliable and professional, which can be a key factor in attracting and keeping clients.<\/p><h3>Secure Business Operation<\/h3><p>When agencies know that potential risks are insured, they can run their business with less concern and more assurance, enabling them to concentrate on expanding and improving their operations.<\/p><h2>How Can Bromar Help?<\/h2><h3>Step by Step Policy Review<\/h3><p>Bromar utilizes its broad expertise in the insurance market to assess various insurance proposals and find the best solutions that fulfill regulatory requirements and match your agency\u2019s specific needs.<\/p><h3>Custom Policy Design<\/h3><p>Understanding that each travel agency has its own distinct needs, Bromar works with you to customize your* insurance policy, ensuring thorough protection for every area of your business.<\/p><h3>Ongoing Expert Support<\/h3><p>Our team of experts provides continuous support and advice, ensuring your insurance coverage stays current with regulatory updates and meets the highest industry standards.<\/p><\/div><\/div><\/div><\/div><div class=\"mt-1 flex gap-3 empty:hidden juice:-ml-3\">\u00a0<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Comply with your obligations as set out in Article 17 of the Tourism and Hospitality Law, ensuring legal requirements are met in the most advantageous and convenient manner. 1 Next 2 Last Page Name of the Company: * Email address: * Phone number: * Next Your agency is: * Sub agent Intermediary Your agency is: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2901,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Travel Agency Liability Insurance Montenegro | Bromar","_seopress_titles_desc":"Fulfill the obligation from Article 17 of the Law on Tourism and Hospitality in the most favorable and simplest way to comply with the legal standard.","_seopress_robots_index":"","footnotes":""},"class_list":["post-2949","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/comments?post=2949"}],"version-history":[{"count":19,"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2949\/revisions"}],"predecessor-version":[{"id":4085,"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2949\/revisions\/4085"}],"up":[{"embeddable":true,"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/pages\/2901"}],"wp:attachment":[{"href":"https:\/\/bromar.me\/en\/wp-json\/wp\/v2\/media?parent=2949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}