The extent of travel health insurance coverage depends on the insurance company you choose. Coverage is offered in various packages, which may differ from one insurance company to another. Bromar provides a summary of the common risks typically covered.
Standard Packages:
- Access to medical information, advice, and doctor referrals;
- Coverage of medical expenses;
- Transportation costs;
- Personal liability coverage;
- Protection against misuse of payment and credit cards;
- Expenses for issuing replacement travel documents;
- Coverage for prescribed medications;
- Medical and orthopedic equipment;
- Diagnostic X-rays and ultrasounds;
- Hospitalization coverage;
- Treatment costs for acute dental pain;
- Medical repatriation;
- Emergency evacuation services;
- COVID-19 coverage, subject to policy inclusion;
- Coverage for skiing injuries up to a specified limit, where applicable.
Standard Plus packages include all benefits of the standard packages, as well as the following additional risks:
- Baggage insurance;
- Urgent delivery of medicines;
- Insurance for personal belongings;
- Translation services;
- Urgent message delivery.
Premium packages, in addition to the coverage provided in the standard and standard plus packages, also include:
- Accident death insurance;
- Legal expenses coverage abroad;
- Trip interruption insurance;
- Return of unattended minor children;
- Visit to a hospitalized minor child;
- Visit by a close family member;
- Flight cancellation coverage;
- Administrative assistance in case of loss or theft of travel documents.
Please keep in mind that these are the common risks covered by typical travel health insurance packages. This is just a simple overview of what most packages usually include. Some packages might provide extra coverage, while others may not cover certain risks. The purpose of this summary is to provide a quick and helpful introduction for those considering travel insurance.
To receive a detailed proposal along with a full list of what each package includes, please complete the questionnaire.
