Why is it better to hire an insurance broker?

Insurance

Hiring an insurance broker has numerous advantages, some of which are listed as follows:

  1. You get a personal assistant in the field of insurance completely free of charge – whether you are a company or an individual, we offer explanation of insurance terms to you, negotiate better policy terms, help you change contractual provisions related to the insurance policy, remove unnecessary risks from the policy (which you pay for, but you are not obliged to do so), help you with claim reports, claim settlement and the like. In addition, we are available online, via our live chat. Owing to this innovation we have become the first insurance broker in Montenegro that can communicate online with its existing and potential clients;

  2. Our expert team advises you on the offer that suits you best – Owing to our knowledge of the field of insurance and insurance market in Montenegro, you will get the most favourable insurance coverage. We are here to protect your interests because our job is to work for you and not for any insurance company. You will fully understand our role if you compare insurance broker to lawyers, however, there is one important difference – our services are free of charge;

  3. Offers from all insurance companies at one place – you get offers from all insurance companies in Montenegro. Lovćen insurance, Uniqa insurance, Generali insurance, Grawe insurance, Sava insurance and Wiener insurance have concluded contracts with us, therefore, if you contact us, you will get all offers at one place;

  4. You save time and money – you have already saved your time by getting offers from all insurance companies at one place. In practice, it happens very often that the offers obtained via an insurance broker are more favourable than the ones obtained from insurance companies directly. The reason for this lies in a fact that before sending requests for offers to insurance companies, we invest time in analyzing your needs in detail, and thus we manage to provide you with certain advantages, such as discounts. On the other hand, when you negotiate with insurance companies directly, you have no insight into ways of getting discounts. Finally, we present transparently all the costs you meet, therefore, there will be no need to worry about hidden costs.

When it comes to countries in which insurance is highly developed, it can be said that each legal or natural person has their personal insurance intermediary, just as they have a personal doctor, lawyer and accountant. We are sure that this trend will come to our country as well and we are happy to point out that a large number of clients even now appreciates our activity and finds it truly useful for their personal and corporate finances.

If you want to choose an insurance offer, just click on the link to see the types of insurance.