What does a job of an insurance broker include?

Drustvo za posredovanje u osiguranju

Some of the tasks of the insurance broker company, which are done for you free of charge , are listed as follows:

  1. We suggest what you are supposed to insure and analyze your active policies – we are in the role of an intermediary between insurance companies (Lovćen insurance, Sava insurance, Uniqa insurance, Generali insurance, Grawe insurance and Wiener insurance) and you. Upon the analysis of your business, workplace or needs, we suggest appropriate types of insurance. In addition, if you already have active policies, we can analyze them and suggest potential changes;

  2. We collect offers from all insurance companies and propose the one that suits you best– after collecting offers from all insurance companies, we propose the one that suits you best on the basis of our analysis, that is, our experience and knowledge of the insurance market in Montenegro. In addition, we help you choose the most suitable offer by providing you with a detailed explanation regarding coverage, conditions, premium and other important aspects of the insurance policy;

  3. We negotiate better policy terms for you – an insurance mediation company or an insurance broker negotiates on behalf of you, so that your interests are protected in the best possible way, and thus provide you with the best insurance policy on the market. Our role is to protect your interests in the best possible way, but also in the most favourable way in terms of policy price and conditions;

  4. We offer you help with claim settlement – a very significant segment of our business is to help our clients with claim settlement. We are at your disposal if you want to report the claim to any insurance company in Montenegro and to monitor the complete process of claim reporting. In addition, we point out the facts that are significant in terms of procedures that have to be followed in order to bring claim settlementštete to an end.


In short, the job of an insurance broker company is to be your support for everything you may need in relation to insurance issues in Montenegro.

Please note that we run our business in full compliance with the Insurance Law of Montenegro.

For further information, please feel free to contact us!